* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: Arial, Helvetica, sans-serif;
}

body {
  background: #ffffff;
  color: #222;
  line-height: 1.6;
}

.container {
  width: 90%;
  max-width: 1100px;
  margin: auto;
}

/* HEADER */
.header {
  background: #0b1f3a;
  padding: 15px 0;
  border-bottom: 3px solid #b08d57;   /* Gold line */
  box-shadow: 0 2px 8px rgba(0,0,0,0.25);  /* Soft shadow */
}

.header-flex {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  max-height: 55px;   /* Adjusted logo size */
}

.nav a {
  color: #ffffff;
  text-decoration: none;
  margin-left: 18px;
  font-weight: 600;
  font-size: 15px;
}

.nav a:hover,
.nav a.active {
  color: #b08d57;
}

/* HERO */
.hero {
  background: linear-gradient(to right, #0b1f3a, #102f55);
  color: white;
  padding: 80px 0;
  text-align: center;
}

.hero h1 {
  font-size: 40px;
  margin-bottom: 15px;
}

.hero-subtitle {
  font-size: 18px;
  font-weight: bold;
  color: #d9d9d9;
  margin-bottom: 20px;
}

.hero-text {
  max-width: 800px;
  margin: auto;
  font-size: 16px;
  margin-bottom: 25px;
}

/* BUTTONS */
.btn {
  display: inline-block;
  background: #b08d57;
  color: white;
  padding: 12px 20px;
  border-radius: 6px;
  text-decoration: none;
  font-weight: bold;
  margin: 5px;
  transition: 0.3s;
}

.btn:hover {
  background: #9b7848;
}

.btn-outline {
  background: transparent;
  border: 2px solid #b08d57;
  color: white;
}

.btn-outline:hover {
  background: #b08d57;
  color: white;
}

/* SECTIONS */
.section {
  padding: 60px 0;
}

.section h2 {
  font-size: 28px;
  margin-bottom: 15px;
  color: #0b1f3a;
}

.section p {
  font-size: 16px;
  margin-bottom: 15px;
}

.grey-bg {
  background: #f2f4f7;
}

/* GRID */
.grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 20px;
}

/* CARD */
.card {
  background: white;
  padding: 25px;
  border-radius: 10px;
  border: 1px solid #ddd;
  box-shadow: 0 2px 6px rgba(0,0,0,0.05);
}

.card h3, .card h2 {
  color: #0b1f3a;
  margin-bottom: 10px;
}

/* LIST */
.list {
  margin-top: 15px;
  margin-left: 20px;
}

.list li {
  margin-bottom: 8px;
}

/* CENTER BUTTON */
.center-btn {
  text-align: center;
  margin-top: 25px;
}

/* PAGE HEADER */
.page-header {
  background: #f2f4f7;
  padding: 50px 0;
  text-align: center;
}

.page-header h1 {
  font-size: 36px;
  color: #0b1f3a;
}

.page-header p {
  margin-top: 10px;
  font-size: 16px;
  color: #333;
}

/* CTA STRIP */
.cta {
  background: #0b1f3a;
  color: white;
  padding: 50px 0;
}

.cta-flex {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.cta h2 {
  color: white;
  margin-bottom: 10px;
}

/* FOOTER */
.footer {
  background: #0b1f3a;
  color: white;
  padding: 40px 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 25px;
}

.footer h3, .footer h4 {
  margin-bottom: 10px;
  color: #b08d57;
}

.footer a {
  color: white;
  text-decoration: none;
}

.footer a:hover {
  text-decoration: underline;
}

.footer-bottom {
  text-align: center;
  margin-top: 30px;
  border-top: 1px solid rgba(255,255,255,0.2);
  padding-top: 15px;
  font-size: 14px;
}

/* MOBILE RESPONSIVE */
@media (max-width: 768px) {

  .header-flex {
    flex-direction: column;
    text-align: center;
  }

  .nav {
    margin-top: 12px;
  }

  .nav a {
    display: inline-block;
    margin: 8px;
  }

  .hero h1 {
    font-size: 30px;
  }

  .grid {
    grid-template-columns: 1fr;
  }

  .cta-flex {
    flex-direction: column;
    text-align: center;
  }

  .cta-flex div {
    margin-bottom: 15px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    text-align: center;
  }
}